Terms of Service

The terms of service (ToS) govern your use of this site, which is provided by My Consumer Advice. By accessing this site, you are indicating your acknowledgment and acceptance of the terms of service. The terms of service are subject to change by My Consumer Advice at any time in its discretion. Your use of this site after such changes are implemented constitutes your acknowledgment and acceptance of the changes. Please consult the terms of service regularly.

My Consumer Advice reserves the right to remove or replace any uploaded files, and assumes no liability for lost data.

The following types of files constitute "abuse" and may not be uploaded under any circumstances, when using myconsumeradvice.com:

Hotlinking to file-sharing, torrent, and pornographic sites is prohibited.

Uploading abusive files may result in the immediate termination of the user's ability to use My Consumer Advice or any of its provided services. The My Consumer Advice website may not load, all My Consumer Advice hosted files may not load, and all files related to the abusive files will be subject to deletion. Circumventing My Consumer Advice's ability to enforce the Terms of Service will result in prosecution.

To report any type of abuse, send email using the Contact Us page or by flagging the item for removal. It may take up to 7 days to process deletion requests.

Legal Policy

My Consumer Advice Terms of Service are subject to change without notice.

All files are copyrighted © to their respective owners. My Consumer Advice directs full legal responsibility of files to their respective users.

My Consumer Advice is not responsible for the content of any uploaded files, nor is it in affiliation with any entities that may be represented in the uploaded files.

Limitation of Liability

User's use of My Consumer Advice's services is entirely at his or hers own risk. If you are dissatisfied with any aspect of My Consumer Advice's Service or with these terms & conditions, or any other rules or policies, your sole remedy is to discontinue the use of the Service. My Consumer Advice's services are provided on an "as is" basis without warranties of any kind, either expressed or implied, constructive, or statutory, including, without limitation, any implied warranties of merchantability, non-infringement or fitness for a particular purpose.

My Consumer Advice makes no guarantee of availability of service and reserves the right to change, withdraw, suspend, or discontinue any functionality or feature of My Consumer Advice's services. In no event shall My Consumer Advice be liable for any damages whatsoever. This includes direct, indirect, incidental, special, consequential, or punitive damages arising out of the use of or inability to use My Consumer Advice's services or any content thereon.

Notification of Claims of Infringement

If you believe that your work has been copied in a way that constitutes copyright infringement, or that your intellectual property rights have been otherwise violated, please provide the following information to us:

  1. Identification of the material that you claim is infringing, with enough detail that we can locate it on the site.
  2. A statement that you have a good faith belief that the materialâ??s use is not authorized by the copyright owner, its agent, or the law.
  3. A statement declaring under penalty of perjury that (a) the above information in your notice is accurate, and (b) that you are the owner of the copyright interest involved or that you are authorized to act on behalf of that owner.
  4. Your address, telephone number, and email address.

Indemnity

User agrees to indemnify and hold My Consumer Advice harmless from any loss, liability, claims, damages and expenses, including attorneys fees, arising from or related to the content, use, or deletion of User's Files or use of any other feature or service. This expressly includes:

Waiver

By accepting these terms, you waive and hold harmless My Consumer Advice from any claims resulting from any action taken by My Consumer Advice during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either My Consumer Advice or law enforcement authorities.